What is the Difference Between Medicare and Medi-Cal? There is a very large difference between Medicare and Medi-Cal (Medicaid) and people confuse the two all the time. So which program is which and what do they cover?
Medicare is a federally funded entitlement program to provide health insurance primarily to Americans over the age of 65 [...]
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Many people in Fair Oaks have a limited understanding of what estate planning is all about. Of course, an important component of it is to determine how your affairs will be handled after your death, but there’s a lot more to it than that. Younger people should also consider “estate planning” in terms of what [...]
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Estate planning is a sensitive subject for many people, especially when it comes to helping mom or dad with their planning. It can be difficult to think about losing your parents, which is why I find that many adult children in the Sacramento area ultimately put off this important task.
Adult children may also [...]
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In the age of computers, we’re able to trade stocks, pay bills, connect with old friends, research virtually any topic or shop in an instant… all from the comfort of our living rooms.
And as more and more of us are creating online lives, we are also conditioned to protecting our privacy using private passwords and [...]
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Even those who don’t fully understand the probate process are pretty clear about the fact that they want to avoid it. As a probate lawyer near Sacramento, I see so many cases where probate could have been shortened or avoided altogether, if only people had more information.
Probate is a legal process that takes place when [...]
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Is there a statute of limitations on contesting a will or trying to enforce it? My niece just emailed and said that her grandmother died in 2005. Her father pre-deceased the grandmother. The father’s brother never gave her or her sister anything which should have gone to their father. Would your answer be different if [...]
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You’ve worked hard. You’ve built up a nice nest egg. Do you need to worry about creditors getting their hands on it?
You just might!
This is because the money that you leave to your beneficiaries may be at risk if they have money troubles. Even though you may think that leaving money to someone who has [...]
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I have been wanting to file for conservatorship of my mother. She has Alzheimer’s. She was diagnosed four years ago and is not mentally aware enough to change her Power Of Attorney, which was set in 1992. The sibling who has POA doesn’t want to see her while she’s ill and doesn’t make any decisions [...]
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My parents have a net worth of 1.5 Million. Is it unrealistic for them to gift most of their assets to their children if they did not buy long term care? They will keep an ample amount just to live on.
Answer:
Whether giving away assets is a good strategy for your parents will depend on a [...]
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My 18 year old son is going to college hours away from me. Eventually, we will be willing to let him take one of the cars down with him. I wondered if we should put the car in his name and have him get his own policy. My auto insurance agent told me that having [...]
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